We have Reverse Mortgage products which allow homeowners as young as 55 years of age to draw upon the equity they've built into their home to eliminate their monthly mortgage principal and interest payments or access cash to enrich their retirement.
With the Rockoff Team, you'll find experts dedicated to providing you with high-quality information about how a reverse mortgage can benefit you and yours.
There are no high-pressure sales techniques, just a team of experts dedicated to helping seniors lead more fulfilling lives by optimizing their assets.
For over three decades, Richard and RaeChelle Rockoff have dedicated their careers to providing first-time homebuyers and investors expanding their real estate portfolios with the most comprehensive purchase and financing experience possible. We are excited to be originating mortgage loans through and with the expertise of Planatek Financial, Inc.
Both Richard and RaeChelle are NMLS Certified and DRE Licensed.
Through RLENDER Mortgage Services, The Rockoff Team supports the education of accessing mortgage services. RLENDER has developed and provided many consumer education presentations for employers and college students. RLENDER also funds philanthropy projects to support the local communities they serve.
Their portfolio of clients also includes senior homeowners and homebuyers, a profoundly special community in the real estate lending arena. The Rockoff Team recognizes senior clients have and will continue to make an investment of time and treasure for the care of their homes, an important factor for a Reverse Mortgage Approval.
Richard and RaeChelle recognize that the reverse mortgage is not for everyone or every couple; however, it can be a beacon of comfort and security for many.
The Rockoff Team believes that the reverse mortgage, when accessed responsibly, has far-reaching benefits that can help many underserved senior homeowners, particularly those whose monthly resources are projected to run short of their obligations.
Richard and RaeChelle utilize their expertise in mortgage financing to arrange the most comprehensive and advantageous reverse mortgage plans possible for their individual client needs.
There are so many options for structuring these plans.
The Rockoff Team structures reverse mortgage plans to be comprehensive enough for a purchase transaction and beneficial enough for a refinance. Richard and RaeChelle are mortgage consultants first. They encourage clients to take advantage of a free personalized one-on-one consultation and planning session before entering a reverse mortgage or a reduced payment mortgage. They design individual reverse plans specifically for clients' personal goals and desired lifestyles and they encourage the participation of Financial Planners or Advisers in the reverse mortgage conversation.
Richard and RaeChelle are committed to uncovering and answering any questions clients have and providing detailed clarification on the value of both the reverse mortgage or the reduced payment loan programs, which are dramatically different than the widely used "forward" mortgage loans most borrowers and home buyers access.
Richard and RaeChelle look forward to sharing the opportunities reverse mortgage programs offer and walking you and your family through the entire reverse mortgage process.